Log all sources of income to get a complete financial overview.
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Annual Income
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This Month's Income
💰 Where's Your Money Going?
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All-time spending
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This month
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Last 7 days
📊 Your Spending Patterns
📊 Take Control of Your Budget
Set realistic limits for different spending categories to stay on
track.
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Your monthly budget status
🐖 Your Savings Journey
See how small, regular contributions can grow over time - it adds
up faster than you think!
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Savings Rates Guide (Annual %):
High-yield savings: 4-5%
Standard savings: 1-2%
CDs (1-5 yrs): 3-5%
Money markets: 3-4.5%
Disclaimer: This tool is for educational
purposes only. Results are estimates and not financial advice.
Read the full disclaimer
before making any decisions.
🔥 Debt Payoff Planner
Crush your debt with a smart strategy. Add your debts and choose a
payoff method to see how quickly you can be debt-free.
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Debt Payoff Tips:
Avalanche Method: Saves the most on
interest by paying off high-interest debts first.
Snowball Method: Builds momentum by
paying off smaller debts first for quick wins.
Extra Payments: Any extra amount you pay
each month can significantly reduce your payoff time and
interest costs.
Debt Payoff Timeline
Disclaimer: This tool is for educational
purposes only. Results are estimates and not financial advice.
Read the full disclaimer
before making any decisions.
🏠 Loan Explorer
Understand exactly what you're committing to before taking on
debt.
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Current Loan Rates (Annual %):
Mortgages: 3-6%
Auto loans: 5-9%
Personal loans: 8-36%
Credit cards: 15-29%
Disclaimer: This tool is for educational
purposes only. Results are estimates and not financial advice.
Read the full disclaimer
before making any decisions.
📈 Make Your Money Work
See how consistent investing can lead to surprising growth over
time.
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Historical Returns (Annual Avg %):
Stocks (S&P 500): 7-10%
Bonds (US Agg): 3-5%
REITs: 8-12%
* Past performance is not indicative of future results.
Disclaimer: This tool is for educational
purposes only. Results are estimates and not financial advice.
Read the full disclaimer
before making any decisions.
🌴 Retirement Planner
Plan your dream retirement by estimating how much you need to
save.
💡
Tips for Your Retirement Plan:
Monthly Contribution: As a benchmark,
financial planners often suggest saving
15% of your pre-tax income. Remember to
include any employer 401(k) match.
Expected Annual Return (%): For a typical
investment mix, a 6-8% return is a common
estimate. For a more aggressive portfolio, you might use
7-10%.
*Past performance is not indicative of future
results.
Expected Inflation Rate (%): While it
fluctuates, the long-term historical average inflation in
the U.S. is around 3%. Using a rate between
2.5% and 3.5% is a common and prudent
choice for planning.
Desired Annual Retirement Income: A good
starting point is 80% of your current
annual income. The 4% Rule can also help:
for every $1,000,000 saved, you can generate about $40,000
in annual income.
Expected Annual Social Security: For an
average U.S. earner, Social Security may replace about
40% of pre-retirement income. You can get
your personalized estimate from the Social Security
Administration's website.
Savings Growth Over Time
Disclaimer: This tool is for educational
purposes only. Results are estimates and not financial advice.
Read the full disclaimer
before making any decisions.
📄 Subscriptions
Keep track of your monthly and yearly subscriptions to avoid
surprises.
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Total Monthly Cost
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Total Yearly Cost
🎯 Your Financial Goals
Define your destination. What financial milestones do you want to
reach?
Your Goals Roadmap
Goals Breakdown
💎 Your Financial Picture
Track everything you own and owe to see your true financial
position.
What You Own (Assets)
What You Owe (Liabilities)
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Total Assets
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Total Debts
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Your Net Worth
Your Financial Breakdown
📋 This Month At a Glance
💡 Money Wisdom
Financial tips are for educational purposes only. See our
full disclaimer
and consult a professional for advice.